There are various types of credit cards out in the market place. They vary in features/benefits and interest rates.
Credit cards designed for consumers with excellent credit and also known as super-prime credit cards. These credit cards typically offer the best rates and rebate programs. Compare card offers and apply online here. Score Range: Although credit requirements vary by card issuer, an excellent credit score is loosely defined as currently being in the 730-850 range.
American Express is a leading card issuer that also owns its own payment network. They have historically been associated with having great rewards cards and offers a co-branded card with Costco. Their business credit cards like the Gold and Jet Blue cards are good rewards cards. They also offer charge cards.
American Express Credit Card Features:
*Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
*Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
*No Annual Fee with your paid Costco Membership
*The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
*No Limit on the Cash Back earned
Visa is a large payment network with many associated credit cards. Shown below are many credit card offers along with links to credit card applications. Visa credit cards are widely accepted and offer many benefits.
Chase Visa Credit Card Features/Offers:
*Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
*No Annual Fee
*5% cash back offers in popular categories like gas, home improvement and department stores
*Full 1% Cash Back on everything else with no spending tiers
*Your cash back rewards never expire
MasterCard is a large payment network with many associated credit cards. Shown below are many credit card offers along with links to credit card applications. MasterCard credit cards are widely accepted and offer many benefits.
Citi Mastercard Credit Card Features/Offers:
*0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate
*No Annual Fee
* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
*Citi���® Identity Theft Solutions
*Secure, free online account management
*No annual fee*
